Terms and Conditions

Investing in stocks, bonds, options and other financial instruments involve risks and may not be suitable for everyone.

Prior to buying or selling an option, a person must receive a copy of Characteristics and Risks of Standardized Options. Copies of this document are available at http://www.cboe.com/Resources/Intro.aspx or from your broker. Copies are also available from the Chicago Board Options Exchange, 400 S. LaSalle Street, Chicago, IL 60605. The OCC Prospectus contains information on options issued by The Options Clearing Corporation. Copies of this document are available from The Options Clearing Corporation, 440 S. LaSalle Street, 24th Floor, Chicago, IL 60605 or the Chicago Board Options Exchange, 400 S. LaSalle Street, Chicago, IL 60605. The documents available discuss exchange-traded options issued by The Options Clearing Corporation and are intended for educational purposes. No statement in the documents should be construed as a recommendation to buy or sell a security or to provide investment advice.

Options behavior in a falling market. In a falling market it is possible that the short option may not reduce in value at the same rate as the underlying security due to the remaining time value.

All stocks, bonds, mutual funds, options, and other financial instruments shown are examples only, meant for educational purposes. These are not recommendations to buy or sell any security. Any pricing or potential profitability shown does not take into account your trade size, brokerage commissions or taxes which will affect actual investment returns. Investment examples and comments presented are solely those of the analysts, experts, or information source quoted. They do not represent the opinions of InvestorsObserver.com on whether to buy, sell or hold shares of a particular stock or option. Investors should be cautious about any and all stock or option recommendations and should consider the source of any advice on stock or option selection. Various factors, including personal or corporate ownership, may influence or factor into an expert’s stock analysis or opinion. All investors are advised to conduct their own independent research into individual stocks before making an investment decision. In addition, investors are advised that past stock or option performance is no guarantee of future price appreciation or depreciation. Those involved with the preparation and distribution of InvestorsObserver content may have had in the past, currently hold, or may purchase in the future stock and/or options in companies discussed in this content. It is expected that the limited distribution of this content to a relatively small number of investor will not materially affect the prices of widely held stocks we cover.

InvestorsObserver does not give individualized market advice. We publish information regarding companies in which we believe our readers may be interested and our reports reflect our sincere opinions. However, they are not intended to be personalized recommendations to buy, hold, or sell securities. Investments in the securities markets and especially in options, are speculative and involve substantial risk. Only you can determine what level of risk is appropriate for you. Prior to buying or selling an option, an investor must have a copy of Characteristics and Risks of Standardized Options. In addition, you can access and download the booklet on The Options/Clearing Corporations’s (OCC) website at http://www.optionsclearing.com/about/publications/publication-listing.jsp. This booklet is also available for free from your broker or from any of the U.S. options exchanges. We encourage our readers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the National Association of Securities Dealers at http://www.nasd.com. You can review public companies’ filings at the SEC’s EDGAR page. The NASD has published information on how to invest carefully at its website. We encourage you to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Most of our information is derived directly from information published by the companies on which we report and/or from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. We do not in any way warrant or guarantee the success of any action which you take in reliance on our statements or articles you find on this site. Our personnel may own positions in the equities mentioned in our content. However, all employees are prohibited from any transaction that directly or indirectly intentionally competes with the interests of our subscribers. We are not compensated in any way for publishing information about companies mentioned in our reports. Performance figures are based on actual trade ideas published by InvestorsObserver. Due to the time-critical nature of stock and options trading, brokerage fees, and the activity of other subscribers, InvestorsObserver cannot guarantee that subscribers will mirror the exact performance stated on our track records or promotions. Performance numbers shown are based on trades subscribers could enter based on our tracking guidelines. Past results are not necessarily indicative of future performance.

LIMITATION ON INVESTORSOBSERVER LIABILITY

InvestorsObserver liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by InvestorsObserver from Subscriber. InvestorsObserver will not be liable for consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by InvestorsObserver. Without limitation, InvestorsObserver shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment;(2) a subscriber’s inability to use or any delay in accessing InvestorsObserver website or any other source of material provided by InvestorsObserver;(3) any absence of material on InvestorsObserver website;(4) InvestorsObserver failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. InvestorsObserver and Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between InvestorsObserver and Subscriber. DISCLAIMER OF WARRANTY: ANY AND ALL MATERIAL PROVIDED BY INVESTORSOBSERVER IS PROVIDED “AS IS” AND INVESTORSOBSERVER MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

When you sign up for any of our services, a welcome email will be sent to your inbox. If you do not receive it, you may have entered an incorrect email address. If you do not receive this welcome email within 24 hours, please contact InvestorsObserver support staff by phone at 1-800-698-9101 or by email at support@InvestorsObserver.com. InvestorsObserver is not responsible for any loss of information in the event that you do not provide a valid email address. Occasionally, Internet Service Providers will mistakenly block our emails because they do not realize they are part of a paid subscription. InvestorsObserver is not responsible for any blocked email, whether it is initiated by the ISP or by the subscriber.

You will be billed from the first day of your subscription according to the terms outlined on the sign-up page and will be billed every month thereafter until you cancel. You may cancel your service at any time and are covered by our satisfaction guarantee as outlined in our “Money Back Guarantee”(see link on Home Page.) If you wish to cancel, please visit your account maintenance page on our website or call 1-800-698-9101. When you cancel a subscription, you should receive a confirmation email acknowledging cancellation. It is your responsibility to keep a record of this cancellation in the event that a dispute ever arises.

InvestorsObserver reserves the right to change, add to, or remove any portion of our service offerings, features, reports, analysis, or web pages at any time at its sole discretion.

TERMINATION

Termination by You – You may terminate your account and/or stop using our service at any time. To terminate your account, visit the account maintenance page on our website or contact Support by phone at 1-800-698-9101 or by email at support@InvestorsObserver.com. Any fees paid by you prior to your termination are nonrefundable, except those covered by our Money Back Guarantee. Termination of your account shall not relieve you of any obligation to pay any accrued fees or charges.

Termination by InvestorsObserverInvestorsObserver may at any time, under certain circumstances and without prior notice, immediately terminate or suspend all or a portion of your account and/or access to the service. Cause for such termination shall include, but not be limited to: (a) violations of the TOS or any other policies or guidelines that are referenced herein and/or posted on the Service;(b) a request by you to cancel or terminate your account;(c) discontinuance or material modification to the service or any part thereof;(d) a request and/or order from law enforcement, a judicial body, or other government agency;(e) where provision of the service to you is or may become unlawful;(f) unexpected technical or security issues or problems;(g) your participation in fraudulent or illegal activities;or (h) failure to pay any fees owed by you in relation to the service. Any such termination or suspension shall be made by InvestorsObserver in its sole discretion, without any refund to you of any prepaid fees or amounts, and InvestorsObserver will not be responsible to you or any third party for any damages that may result or arise out of such termination or suspension of your account and/or access to the Service.

ACKNOWLEDGEMENT AND AGREEMENT

Notwithstanding any other agreement or other communications between InvestorsObserver and Subscriber to the contrary, receipt or use of any material provided by InvestorsObserver, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

COPYRIGHT NOTICE

InvestorsObserver/O2 Media LLC. is the copyright owner of all information contained in this service, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not link to InvestorsObserver website, reproduce or distribute the information to others or substantially copy the information on your own server, without prior written permission of InvestorsObserver. Use or reproduction of information from this service for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

PRIVACY POLICY

Our postal address is:

InvestorsObserver.com/O2 Media LLC.

413-A East Main Street

Charlottesville, VA 22902

We can be reached via email at support@InvestorsObserver.com

This Privacy Policy is applicable to subscribers, paid members and visitors to all O2 Media and/or InvestorsObserver websites.

Your privacy, and the privacy of all members is important to us and we are committed to protecting the personal information you choose to share with us. Accordingly, we have adopted the following privacy policy, based on the principles of notice, choice, access, and security in the collection and use of all information regarding our members and their activities at InvestorsObserver.com websites.

Our data collection and privacy practices are described below. This policy tells you, among other things, what information we may gather from you, how we may use or disclose that information, and our efforts to protect it. Please read this policy carefully, and feel free to contact us at support@InvestorsObserver.com if you have any questions regarding its contents.

WHAT INFORMATION DO WE GATHER?

InvestorsObserver may obtain three types of information from its members:

  1. registration, subscription, or application data,
  2. site usage data
  3. voluntary postings

Registration, Subscription, or Application Data

The only individually identifiable information that InvestorsObserver seeks about you is that which you are asked to provide when you register or subscribe. This information includes your name, mailing address, email address, and billing information.

Site Usage Data

We collect information to measure how our Members use the InvestorsObserver websites. This information may include statistics about the number and timing of unique visits to InvestorsObserver, repeat visits, and which pages are viewed. We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use.

We may use Google Analytics and other partners for the following purposes:

Remarketing (showing our ads on third party websites) and other forms of interest based advertising. O2 Media LLC  and third-party vendors, including Google, use cookies to inform, optimize and serve ads based on someone’s past visits to our website. Google Display Network Impression Reporting. O2 Media, LLC and third-party vendors, use cookies to report how our ad impressions, other uses of ad services and interactions with these ad impressions and ad services are related to visits to our site.

Google Analytics Demographics and Interest Reporting. O2 Media, LLC uses data from Google’s Interest-based advertising or third-party audience data (such as age, gender and interests) with Google Analytics to inform our marketing strategy.

Voluntary Postings

InvestorsObserver offers several avenues for Members to volunteer statements, opinions, or other information which is then may be made available to others on InvestorsObserver websites. We do not require Members to include personally-identifiable information in these postings. The content of a voluntary posting is the sole responsibility of the Member who posts it, subject to the applicable Usage Agreement.

WHAT DO WE DO WITH PERSONAL INFORMATION?

Your registration, subscription, and purchase data will be closely protected.

Many of the features on InvestorsObserver websites are designed to be “personalized” to meet the needs and interests of our Members. To support this personalization, we need to be able to identify your account each time you log in to an InvestorsObserver website.

We may analyze members’ use of our Site in order to improve user experience. For example, we may track the number of our members who view certain pages or use certain features. Such information and aggregated information we derive from individual members’ information, allows us to continue to grow and provide you with timely and useful information through our Site.

With regard to our advertisers, we may provide them with non-identifiable information about InvestorsObserver website traffic. This information may also be disclosed in describing our websites and services to prospective business partners and other third parties. However, this information about website traffic will not include personally-identifiable information such as registration, subscription, or individual page-views.

InvestorsObserver reserves the right to disclose information as required by law, or to the extent that we believe in good faith that such disclosure is legally required or necessary to protect others’ rights or property.

MEMBERS

InvestorsObserver uses registration and subscription information to maintain records about your use of InvestorsObserver services, and for us to occasionally send you information about products and services that InvestorsObserver offers. If you do not wish to receive this information you may “opt out” by sending an email stating such to support@InvestorsObserver.com.

Members who have not been receiving information from InvestorsObserver or third parties but now wish to receive such information may “opt in” by sending an email stating such to support@InvestorsObserver.com.

Whenever a member establishes a subscription for a paid level of service, InvestorsObserver will remove that member’s email address from our opt-out list if it appears there.

HOW DOES INVESTORSOBSERVER USE “COOKIES”?

Using InvestorsObserver websites requires that you accept the use of “cookies,” which are small files that our websites send to your Internet browser for storage on your computer. InvestorsObserver uses cookies to facilitate the login process for you across multiple applications on our sites, to measure traffic on our websites, and to “personalize” your experience as a Member. When you register, InvestorsObserver assigns a unique identifier to you, and we place a cookie on your computer which will remind our system of that identifier in other areas of our websites, or the next time you visit our site. This cookie allows you to access all of your personalized areas of our websites without having to log on multiple times. If you reject the cookie, you may still use our site, but you will be limited in some services or pages. Some of our business partners may use cookies on our site, and we have no access to, control over, or responsibility or liability for these cookies.

We also use cookies to measure activity on our websites. Our plans for improvements and updates are based on which areas of our websites are popular and which are not. Everything we learn from these measurements will be used to enrich your experience on our websites.

CAN YOU ACCESS INFORMATION ABOUT YOURSELF?

Yes. At any time after you have subscribed, you may personally access, review and/or modify the information in your membership profile. You may request access to your records by sending a request to support@InvestorsObserver.com. Upon your making any changes, any new item of information will replace the corresponding information previously provided.

WHAT HAPPENS TO MY INFORMATION IF I AM NO LONGER A MEMBER?

Former Members’ registration and subscription information is retained unless you ask us to delete it. You may request that your registration or subscription data be deleted from our system by sending a request to support@InvestorsObserver.com.

How is your information protected?

We use industry-standard encryption methods to transmit credit card information submitted by Members between your computer and our credit card processor across the Internet. We restrict access to any transactional portions of our websites to computers running web browsers that support the Secure Socket Layer (“SSL”) protocol. To use this protection technology, members need to have an SSL-capable browser. These browsers will automatically activate the encryption technology when you log on to one of our sites.

Please remember that you play a valuable part in data security as well. Your passwords to access our websites, should never be shared with anyone and should be changed frequently. After you have finished using one or more of our sites, you should log off and exit your browser so that no unauthorized persons can use our sites under your name and account information. Remember that any information you voluntarily disclose online in any news or message postings, discussion groups or chat rooms may be collected and used by others without your permission. Furthermore, if you provide any information to parties who operate websites that are linked to or from one or more of our websites, different policies may apply to their collection, use or disclosure of your personal information. We encourage you to review these external sites’ policies carefully before revealing any sensitive or personal information.

Regardless of the precautions taken by you or by us, “perfect security” does not exist on the Internet. We cannot ensure or warrant the security of any information you transmit to us, and you transmit such information at your own risk.

Restrictions on Access by Children

Federal law restricts our ability to collect information from children online. For this and other reasons, InvestorsObserver’s websites are open only to persons 18 years of age and over. All Members are required to certify that they are 18 years of age or over. If we learn that a Member is under age 18, his or her access to InvestorsObserver will be immediately terminated with no further obligation to InvestorsObserver, and all identifiable information will be deleted. Misrepresenting age is a violation of our Usage Agreement and will not be tolerated.

SUBMISSION OF INFORMATION

Please remember that voluntary postings submitted to our website are subject to widespread distribution. As set forth in InvestorsObserver’s Usage Agreements, Members are solely responsible for the content of their postings and must follow acceptable standards of behavior when posting messages online. Voluntary postings by Members become the property of InvestorsObserver and we cannot restrict disclosures of or otherwise guarantee the privacy of any information contained in such postings.

AUTO-TRADING

Our service offers an auto-trade feature where trade ideas are sent directly to a subscriber’s broker. We do not in any way determine the investor’s fitness for the trades, which is the responsibility of the investor and his or her financial advisor or broker. Any auto-trade arrangement is purely between the investor and their broker. In order to verify that the member is eligible for use of our auto-trading services, the member gives InvestorsObserver permission to verify account name and email address with their broker.

Mobile Terms and Conditions

Effective Date: 4/6/2017

InvestorsObserver Text Alerts

Text Alerts are available to active members of Full Swing Stocks.  As a Subscriber to Full Swing Stocks, you may opt to receive notifications of newly published open positions, position updates (e.g. updated position stops), and position closures from InvestorsObserver Text Alerts through your mobile device. To JOIN, visit your Full Swing Stocks user settings page and input your mobile number. Approximately 15-35 messages per month depending upon market conditions. Message and data rates may apply.

By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.

By signing up, you are confirming you are over the age of 18.

STOP Information

Text STOP to 59302 to stop receiving InvestorsObserver Text Alert messages from InvestorsObserver (you will receive a confirmation text).

HELP Information

For additional information, text HELP to 59302 or contact 800-698-9101 or support@investorsobserver.com.

Supported carriers are:

AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina – Custer, Rina – All West, Rina – Cambridge Telecom Coop, Rina – Eagle Valley Comm, Rina – Farmers Mutual Telephone Co, Rina – Nucla Nutria Telephone Co, Rina – Silver Star, Rina – South Central Comm, Rina – Syringa, Rina – UBET, Rina – Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THE PRIVACY POLICY AND APPLICABLE USAGE AGREEMENT.

InvestorsObserver/O2 Media LLC reserves the right to modify this policy at any time by posting a revised privacy policy on this web page.

If you have any further questions, please email our support team at support@InvestorsObserver.com.

 

Effective date: April 6, 2017