
Bobby Raines
Options Analyst Writer
Email: braines@investorsobserver.com
Bobby is a former journalist who worked at a mid-sized daily newspaper for several years before shifting gears and spending the years before and during the financial crisis writing about financial institutions.
This experience gave him a profound understanding of the imbalance between the way institutions invest and what individual investors do with their money. While individuals can’t become too big to fail or borrow interest free from the Federal Reserve, they can use some of the tactics that institutional traders use to make money regardless of market conditions.
Like everyone at InvestorsObserver, Bobby is interested in finding ways to make solid returns without losing money. While not always a huge risk taker, he is not afraid to go against the grain for the right balance of risk and reward.
He manages the Dividends Plus model portfolio for Standard & Poor’s Options Research. He writes feature articles focused on helping experienced options investors find outsized returns as well as timely trade ideas and updates found in the InvestorsKeyhole service.
Bobby also serves as a writer and editor for MarketIntelligenceCenter.com, where the focus is on making trades on the day’s events without follow the crowd.

Kevin Kersten
Options Analyst Writer
Email: kkersten@investorsobserver.com
Mr. Kersten is an investor, writer and analyst who likes to dig down into the risk and reward of complex option strategies. He has managed portfolios, blogged about stocks, helped develop proprietary options reports, composed stock reports, conducted online webinars and written extensively about options since 2004.
Kevin’s favorite investment strategies include bull-put credit spreads and covered calls. He loves taking a complex strategy and breaking it down in an easy-to-understand way so investors new to options trading can understand the risk, rewards, and returns.
Mr. Kersten has a bachelor in Business Administration from University of South Florida where he minored in economics. After working as a manager at a fortune 500 company for a few years he realized he loved playing around with numbers, in addition to people-watching. Economics is right up his alley, since it is the study of how people utilize resources and behave in the free markets. He enjoys watching the numbers come in, spotting trends, and looking for ways to position investments to minimize risk. While Mr. Kersten realizes there are risks in life, he is very calculating about which risks are right to accept.
Kevin has traveled the globe extensively, giving him an outside perspective on US and International markets. When he is not playing around with spreadsheets, his hobbies include camping, hunting, chess, and photography.