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Can There Be a Simpler Strategy For Managing Your Portfolio And Life? + Lee’s take on K, T, MCD, BAC, WAG, AZN, SNY, NVS, WMT, AAPL, V, NWS, MSFT, GOOG, and PALM

 

 
 


InvestorsObserver Featured Contributor
Lee M. Allen





Right when we thought the current economic pains might be easing, the recent market downswing and all this talk about H1N1 Swine Flu has me thinking about ways to get back to basics and live a simpler life. In fact, just about anything including income taxes, possible hidden vitamins in Pop Tarts - made by Kellogg’s (K) - and the amazing shrinking food container syndrome gets me thinking about why life has to be so complicated.

This whole life over complication could be one of the significant contributing factors to last year’s financial meltdown and this continued economic slump. People are so busy trying to decode their A T &T (T) cell phone bills, find the actual number of calories in a McDonalds (MCD) Big Mac, or if their account at Bank of America (BAC) is earning any interest or just being used for executive bonuses. So they don’t have any time to be good, old-fashioned consumers and buy things to keep this economy spinning.  

We spend so much time dealing with the distractions life throws us that we don’t have time to do the things we truly enjoy -- the simpler enjoyable things like walks in the park, afternoon naps, reading this article, and spending more time with our kids.


Could this be H1N1 Swine Flu patient zero?

Okay, you can scratch that last one…  But in your quest for a simpler life, I might just have a few suggestions worth considering. And believe it or not, none of these entail actually breaking any laws. At least in my state anyway… 

Read on for more of Lee’s insights into ways to make your life simpler...

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Lately, every time I sniffle, feel a bit warm, or my stomach gurgles, I’m pretty much convinced I will be a statistic in some Center for Disease control analyst’s daily report on new Swine Flu cases. I’ll bet this flu has some pretty nasty side effects. Why do you think they call it Swine Flu?


A simpler life magazine. But look at what the articles are about. It looks like too much work!

I know I am going to get this flu sooner or later no matter how many times I wash my hands or how much I wear this surgical mask I bought down at the Walgreens (WAG). I’m what is known in the medical profession as a flu magnet. If I could make some money at it, I would rent my blood out to AstraZeneca (AZN), Sanofi-Aventis (SNY), Novartis (NVS), or Wal-Mart (WMT) when they work up their flu vaccines.

It’s not that I am afraid of the swine flu. It seems like most people here get over it without major complications. I just hear you really can’t eat much when you are down with this flu and it takes a lot of food to support my overly ample physique. At least two of those flu symptoms would not be conducive to eating.

Combine this flu concern with the way my 401K seemed like it was recovering only to start losing ground again and it is definitely that time of year for me to reflect on how complicated my life has become.

So after a few days of wearing a surgical mask around the office and asking the receptionist to put her hand on my forehead to see if I had a fever, I decided to just stay home.

I called the office and said I was pretty confident I had the Swine Flu. I told them I would come in if they wanted but they said I should stay home so no one else gets sick. That should be good for at least four days off work.  I would use those four days to contemplate how complicated life has become and some solutions to making things simpler.

Unfortunately, I would be doing that contemplating from inside a car parked in my garage, since that’s where my wife sent me so I would not infect the entire family. My ever-so-thoughtful and artistic kids made some nice signs for the car: QUARENTINED!

I am convinced we are each totally responsible for how complicated our lives have become. The pursuit of ever more stuff has had the unintended consequence of overcomplicating our lives. Sometimes we just don’t seem to think things through.

We would like to listen to music, so we buy an Apple (AAPL) iPod… We need to rip our CDs to a computer then transfer that music to the iPod, which always seems low on power. And those earphones were designed for someone else, since they tend to fall out of my ears.  I would like to add a few new Sinatra tunes to the iPod so I have to set up an account at the iTunes store. Whoops… I need a Visa (V) credit card with some limit left on it. Time to check my wife’s purse. It will be at least a month before she sees the charges. Then I can always blame it on the kids. That’s what they’re here for, right?  Then something happens to the iPod. Over night it seems all my Sinatra and Bee Gees music (could I get in trouble for using those two names in the same sentence?) has disappeared and music is now there from groups like Fall Out Boy, Lady GaGa, and Hannah Indiana. I am told later by one of my more technically-savvy kids that this is a bug Apple knows about and plans to fix in their next iPod version.


He has a simpler life now.
Maybe that’s why he’s smiling.


So all I wanted to do was listen to music and it turns into a big complicated multi-day, credit card, technology hoop jumping, embroilment event. I should have just bought a kazoo.  What do you think Sinatra’s “My Way” sounds like on a Kazoo?  Don’t search for “My Way On A Kazoo” on Google Videos or you will find something completely inappropriate for family viewing.


This guy has a monopoly on the simpler life business. Even with five wives.

Unfortunately, it’s hard coded into our brains to strive for better, faster, shinier, Apple-branded stuff. If that wasn’t there in the back of our noggins we would still be living in trees, eating raw antelope meat, and running away from lions. But look at some of these tribes that live in the jungles of South America or Papua New Guinea. They seem happy. They have grass shacks to live in, food to eat, and many have several wives. No argument about who’s doing the dishes in that family. The man is outnumbered when he has five wives.

Why are these jungle people so happy? No income tax, no cable bills, no mortgages, no office politics, no missing a few episodes of Fox’s – owned by NewsCorp (NWS) – “24”, and not being able to figure out what’s happening with Jack Bauer. Did he forget how to torture bad guys? What’s he doing in Washington anyway?

These gentile jungle folk just hang out all day and eat a few bananas, kill a wild emu for dinner, then sit around the fire at night and drink some age old clear liquid that mysteriously makes his toothless wives look good to him. If it wasn’t for that age old liquid, the tribe would have died out generations ago.

But it’s a simpler life… And these jungle guys are living to the ripe old age of fifty-four and enjoying every day. No social security, old folks home or Medicare worries either.

This has me thinking there must be a better way to live. I’m not really well suited for a jungle lifestyle, but how about a way to live simpler right here in the good old USA?

That’s when it hits me...  Those Amish people seem to have the business of simple living cornered. You might even say they have a monopoly on it, which should worry them since it seems President Obama plans to go after monopolies like Microsoft (MSFT), Google (GOOG), and the Amish.

Since I have been banished to the car, I could drive to Indiana or Pennsylvania to learn more about how these Amish people really live. But they might be put off by a man driving up to one of their houses in what they may perceive as a smoke- breathing iron devil buggy. And if that doesn’t get them upset, the big yellow signs on the door that say “QUARANTINED” might get the elders going for their pitchforks and hoes.

But since I am an ever resourceful journalist, I had my Palm (PALM) cell phone with me so I called 1-800-FREE411, but the Amish did not have a toll-free number.  I would have to wait a few days until my QUARANTINE was up so I could surf the Internet to some Amish web sites to learn more about them.


Amish man on his way to the 7-Eleven to buy a
lottery ticket and some blueberry flavored coffee.
Could life be better?


This was getting too complicated, wasn’t it? My quest to uncomplicate my life has made it even more complicated. I need to convince my family to let me out of this car. Or is that the Swine part of this Swine Flu talking? Is my head getting warmer? Do I smell bar-b-que sauce? Why are my ears getting bigger? What’s happening to my nose? I need to find some mud and quick.

If you have any better thoughts on ways to simplify the way we live or recipes for pork (it seems like pork is on sale lately), please e-mail me at LeeAllen@InvestorsObserver.com.

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